Free yourself from hidden fees

You work too hard for your money to spend it on fees. That’s why we give you banking with no overdraft fees, no minimum deposits, and no hidden fees.

Finally, the power to say “no”

To unnecessary fees, that is. We believe that these no’s can give you the financial freedom for a lot more yes.

No overdraft fees

There’s no time for kicking people when they’re down. Ever. So when you choose Dave, count on no overdraft fees banks often charge.

No late fees

Everyone deserves another chance. If you can’t settle an ExtraCash™ advance on time, we won't ding you with interest or late fees.

No minimum balance fees

You don’t have to worry about keeping a certain amount of money in your Dave Spending account. Just fund it your way, on your own time.

No ATM fees at 38K+ MoneyPass ATMs

Dodging withdrawal fees is easier than you think. You can go fee-free at 38K+ MoneyPass® ATMs in 7-Eleven and other places near you.¹

Get full access to Dave for just $1 a month

A buck can go a long way. Our low monthly membership fee unlocks everything the app has to offer.

What you can do for $1

  • Monitor your external account balances
  • Get overdraft and low-balance notifications
  • Find a Side Hustle

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Tips are always optional

When you take an ExtraCash™ advance, you can leave a tip to say thanks. A portion helps Dave continue to offer advances without charging hefty interest—and the rest helps provide meals through Feeding America. (Members have helped donate 108M meals to date.2) Tipping is completely optional and won’t impact your advance eligibility or approval amount.

people at meal

Get your money fee free

When it comes to transfer fees, you can get your ExtraCash™ advance in 2–3 business days fee free—or pay an express fee up to 5%.3

Got questions?

We've got answers.

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Designed by Dave, not a bank. ©2024 Dave, Inc.

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Evolve Bank & Trust, Member FDIC, provides all banking services and issues the Dave Debit Card, pursuant to a license from Mastercard®.

All trademarks and brand names belong to their respective owners and do not represent endorsements of any kind.

1Out of network fees may apply. 

2108M meals have been donated by Dave via member tips as of April 2023. Data is calculated as 10 meals pledged per dollar donated. Dave donates $0.10 for every percentage tipped. $1 helps provide at least 10 meals secured by Feeding America on behalf of local member food banks.

3ExtraCash™ is a DDA account with overdraft utility, advances are subject to eligibility requirements and identity verification. Taking an ExtraCash™ advance will make your account balance negative. Express delivery fees apply to instant transfers. As of January 18, 2023, most customers receive an advance of $160 or more. See the ExtraCash™ Account Agreement for more details.